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Understanding Your Flexible Financial Options
Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect:
| Services | Costs |
|---|---|
| IUI | $1,895-$3,850+ plus $300-$6,000 for medications, depending on treatment protocol |
| IVF | $13,450+ for first cycle, $12,450+ for second cycle, $10,450+ for subsequent cycles. Estimated medication cost $3,800-$6,000 |
| Egg freezing | $12,650, including one year of storage |
| Sperm freezing | $740 for processing, analysis, and freezing. Estimated off-site storage fee $395/year. |
| Frozen embryo transfer cycle | $4,950 for first transfer, $3,950 for second transfer, $3,450+ for subsequent transfers |
| Genetic testing of embryos | $3,000-$4,500, plus $2,950 collection fee |
| Donor egg IVF | $33,350+. Estimated medication cost $4,600 |
| Shared egg donor IVF | $20,450+. Estimated medication cost $2,500 |
| Vasectomy Reversal | $8,000 |
Northern California Fertility Medical Center works with most major insurance providers
- Aetna Center of Excellence
- (We are not participating in the Aetna Premier Care Network (APCN) as of September 2022)
- Blue Cross PPO/HMO Blue Distinction Centers for Fertility Care
- Blue Shield PPO/HMO Blue Distinction Centers for Fertility Care
- Cigna PPO/HMO Center of Excellence
- Hill Physicians Medical Group
- Optum Fertility Solutions Center of Excellence
- Sutter Medical Groups (Sutter Medical Group, Sutter Independent)
- Sutter Physicians Alliance
- Sutter Select EPO and PPO
- TriWest Alliance
- UC Davis Health HMOs
- Anthem Blue Cross California Care
- Blue Shield
- CIGNA
- United Health Care
- Western Health Advantage (WHA)
- UC Davis Medical Group
- United Healthcare
- United Resource Network/Optum Health (Center of Excellence)
- Western Health Advantage through Hill Physicians
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Cost doesn’t have to hold you back
We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.
Future Family provides an innovative loan option for Northern California Fertility Medical Center patients, offering flexible, personalized financing plans for fertility treatments. With low monthly payments and easy access to funds, Future Family makes it easier for individuals and couples to pursue their fertility goals without the upfront financial strain, ensuring that family-building dreams are within reach.
Progyny provides end-to-end benefits are flexible, equitable and intentionally designed, allowing members to access the care and support they need. Their programs span:
Northern California Fertility Medical Center partners with Maven to provide accessible and comprehensive fertility care. Through Maven, patients may receive support for fertility treatments, consultations, and family-building services, with benefits that vary based on their employer’s insurance plan. Check with your Maven membership to see what fertility services are covered at NCFMC.
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Northern California Fertility Medical Center partners with ARC Fertility to offer flexible and affordable financing options for fertility treatments. ARC provides customized packages and financing plans to help make fertility care more accessible. Patients can explore a range of treatment packages, including IVF and IUI, with competitive pricing and payment options. Contact ARC or NCFMC to learn more about available plans.
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