Financial Resources

We are committed to making the cost of fertility treatment predictable and affordable while assisting patients with the challenges of building a family.

NCFMC’s financial and insurance coordinators are available to explain the costs of treatment and the level of your insurance coverage prior to your treatment. Our financial coordinators are experts in healthcare insurance issues, especially those relating to infertility benefits. This expertise allows them to serve as advocates for our patients; knowing who to contact and what questions to ask to determine fertility benefits. As a service to our patients, we will do a predetermination of benefits quote with your insurance company before your new patient visit. This quote will identify your coverage for infertility treatment, as well as pharmaceutical benefits.

PLEASE NOTE: We accept Mastercard, Visa, Discover, American Express, Checks and Money Orders. No Cash

Financial Resources


To simplify paying for treatment, NCFMC has partnered with Future Family to offer 0% APR financing and low monthly payment plans*. Future Family loans are a smart alternative to high-interest credit cards and dipping into savings.

Future Family covers all fertility-related treatments, including:

  • IVF Cycle Costs
  • Egg Freezing
  • Egg or Sperm Donor
  • Gestational Carriers
  • LGBTQ Family Building
  • Medications
  • PGT Testing & Analysis
  • Reciprocal IVF
  • Surrogacy

Find out what you’re pre-approved for today!

NCFMC/Future Family Monthly Payment Estimator


progyny provider sacramentoNCFMC is a proud preferred provider for the Progyny network.

Progyny knows the road to parenthood can be challenging and we were founded by people who’ve faced obstacles to fertility firsthand. That’s why we partner with the nation’s leading fertility specialists to bring patients a smarter approach to treatment with better care and more successful outcomes. Our benefit, designed for full fertility treatment coverage and including the latest medical technologies and dedicated support, was created so that more options are available to anyone who wants to have a child. If you’d like to know if your company offers a Progyny benefit? Check with your Human Resources department, call 888.597.5065 or contact them here.


ARC has a number of affordable options are available for patients to choose from.

For additional information about these patient options, and to help you maximize your opportunity for having a baby, while minimizing your financial risk, please contact ARC online or call them toll-free at 1-888-990-2727 to speak with a patient service specialist.


For the current list of insurance plans contracted with Northern California Fertility Medical Center  Click Here




Compassionate Care Programprovides eligible patients savings on medications & treatment from EMD Serono.

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