We want to make sure you have access to the kinds of information that will help you along your path to parenthood.
How much does my fertility treatment cost?
Will my insurance cover it?
Will I be able to afford the cost of treatment?
We recognize that financial considerations are very important to our patients. In an effort to provide the highest level of comprehensive care and service for our patients, NCFMC’s financial and insurance coordinators are available to explain the costs of treatment and the level of your insurance coverage prior to your treatment. Our financial coordinators are experts in healthcare insurance issues, especially those relating to infertility benefits. This expertise allows them to serve as advocates for our patients; knowing who to contact and what questions to ask to determine fertility benefits. As a service to our patients, we will do a predetermination of benefits quote with your insurance company before your new patient visit, and upon request should your insurance change. This quote will identify your coverage for infertility treatment, as well as pharmaceutical benefits.
PLEASE NOTE: NCFMC no longer accepts cash payments. We accept Mastercard, Visa, Discover, American Express, Checks and Money Orders.
Northern California Fertility Medical Center has partnered with Advanced Reproductive Care, Inc. (ARC) (www.arcfertility.com), the nation’s largest network of fertility specialists, to provide our patients the most affordable treatment options.
NCFMC and ARC are committed to making the cost of fertility treatment predictable and affordable while assisting patients with the challenges of building a family.
With ARC, a number of affordable options are available for patients to choose from:
For additional information about these patient options, and to help you maximize your opportunity for having a baby, while minimizing your financial risk, please contact ARC online or call them toll-free at 1-888-990-2727 to speak with a patient service specialist.
Fertility Lifelines Compassionate Care Savings Application – possible savings on medication and treatment from EMD Serono.
We know that understanding insurance benefits or obtaining necessary authorizations to begin treatment can be very confusing. To minimize financial anxiety, it is important to understand the processes that are required by your insurance plan. If you are an HMO medical group patient, you must have an authorization from either your Primary Care Physician or your Ob/Gyn before you are able to see one of our physicians. Once you are an established patient, you will contact NCFMC to initiate the process for all treatment authorizations.
Be your own insurance advocate. Get to know your insurance plan. Obtain a copy of your evidence of coverage booklet that has a detailed listing of included/excluded benefits. Take the time to read your insurance policy. It is better to know what your insurance company will pay before you receive a service, have testing, or fill a prescription. Determine your exclusions for coverage. “Infertility services excluded” means that you do not have coverage for diagnostic procedures/testing or treatment. If you still have questions about your coverage, call your insurance company and ask a representative to explain it.
The following is a list of national and local groups that bring together women or couples dealing with different types of fertility problems. We have included information about how to join or subscribe. These groups are extremely helpful for many couples. If you are looking for a local infertility support group, please ask a member of our staff. We will be happy to recommend an organization in your area.